Maximize Your Social Security Benefits

An online video class to help you lower your taxes, maximize your benefits, and plan your income.

Choosing the best Social Security strategy for your situation can be overwhelming.

This is made all the more difficult by conflicting financial advice and increasing complexity about how and when to claim. Since we started this class in 2012, we've seen the same uncertainty time and time again: How do I know I’m getting the most out of my Social Security?

There are hundreds of ways to file for Social Security, and each strategy alters not only your income in retirement but also your tax situation.

The average household retiring today receives $601,000 from Social Security over the course of their retirement, according to the Urban Institute. Most people will either gain or lose over $100,000 in benefits depending on how they make this one decision.

This shouldn’t be an afterthought, but sadly for most, it is.

The impact of not knowing the best strategy could be the difference between not going on that trip you’ve dreamt of, or traveling to see the grandchildren as frequently as you desire.

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Why It Matters

Social Security will likely have the single largest impact on your retirement income. According to the Social Security Agency, 65% of retirees rely on Social Security to provide more than half of their income. Through using the right strategy, your retirement outlook can change significantly.

For those who aren’t relying on Social Security for more than half your income, it’s even more important to select the optimal strategy. The tax impact of choosing the wrong one can be dramatic. In fact, in this class, we outline how some decisions could lead to a $5,000 distribution being taxed at almost a 50% rate.

Being unsure about what you’re doing can lead to costly mistakes, sometimes resulting in losing out of $100,000s that could have been distributed to you throughout your retirement.

Often, people think the decision of how and when to collect Social Security is an isolated decision or a break-even analysis, but in reality, how and when you collect Social Security affects:

  • Your tax situation before and throughout your entire retirement.
  • Your investment decisions and the amount of money you’ll need to pull from other accounts.
  • How much guaranteed income you may need to have from stable accounts.
  • How your life insurance affects your surviving spouse’s Social Security benefits.

There are many factors to consider when it comes to Social Security, and many who we speak with are uncertain how to best sort through all the conflicting information.

That’s why we created this free online class. We want you to feel confident with the strategy you choose, enabling you to live your retirement greatly.

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What Others Have to Say

“Perhaps the best overall presentation we have ever attended. You included a lot of critical material in an understandable format. Excellent job!” 

- Elaine R.

“Best class I have attended on retirement.”

- Mary T.

“I was skeptical that the information would be helpful, but it was very valuable! Thank you!”

- Arjun L.

“They brought up tax considerations I wasn't aware of.”

- Edgar N.

“Great information and helpful scenarios. No heavy-handed sell.”

- Dan G.

About the Class

We created the Social Security Strategy class to equip you for Social Security — and we wanted to give it to you at no charge. Once you sign up, you will get instant access and can reference it anytime in the future.

Throughout this class, you will learn about how to reduce (or potentially eliminate) taxes on your Social Security benefits, how to maximize your Social Security benefits, and how to plan for your retirement income.

We are confident that once you’re finished watching the video, you’ll leave knowing more about Social Security, and feel more informed about how to make the financial decisions today that will affect your retirement.

In addition to everything above, you will also learn how to:

  • Select your claiming strategy
  • Coordinate your other retirement income sources for the most tax-favorable outcome
  • Navigate recent legislation changes and how they affect your options
  • Develop a tax-efficient retirement strategy
  • Avoid paying nearly 50% in taxes on retirement distributions
  • Plan for how Social Security will affect your spouse

Also, at the end of the class you will have access to the Social Security Readiness Checklist that covers the 15 vital questions you should ask before you apply for Social Security. This brief checklist is a simple, actionable way for you to take what you learn from this class, and apply it to your specific situation.

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Get Instant Access to the Social Security Strategy Class

Enter your information below to get instant access to the complimentary video class.

“Perhaps the best overall presentation we have ever attended. You included a lot of critical material in an understandable format. Excellent job!” 

- Elaine R.

“Best class I have attended on retirement.”

- Mary T.

“I was skeptical that the information would be helpful, but it was very valuable! Thank you!”

- Arjun L.

“They brought up tax considerations I wasn't aware of.”

- Edgar N.

“Great information and helpful scenarios. No heavy-handed sell.”

- Dan G.

In this on-demand video class, you will learn how to:

  • Lower your tax bracket in retirement
  • Maximize your benefits
  • Plan your retirement income
  • Select your claiming strategy
  • Coordinate your other retirement income sources for the most tax-favorable outcome
  • Avoid paying nearly 50% in taxes on retirement distributions
  • Navigate recent legislation changes and how they affect your options
  • Plan for how Social Security will affect your spouse

About Great Waters Financial

We are a group of financial professionals who want to inspire others to live great lives. We believe that retirement isn't the end of the road, but a great, new beginning. One filled with new aspirations. We want to help you realize those dreams.

Founded in 2012, our philosophy bridges the gap between technical experience and showing our clients how each piece supports the future they are building. We have deep experience in investments, portfolio management, benefits, and Social Security to help you build the future you want in retirement.

© 2018 Great Waters Financial
Investment advisory services offered through AdvisorNet Wealth Management (AWM). Great Waters Financial and AWM are not affiliated. Insurance products provided by Great Waters Financial, a Minnesota insurance agency.