1. Introduction

These Terms will be applied fully and affect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions.

These Website Standard Terms and Conditions written on this webpage shall manage your use of this website.

2. Information
Collection, Use, and Sharing

We, Great Waters Financial, LLC (“We” or GWF”) are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

3. Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

4. Security

We take precautions to protect your information.

We do not directly collect payment information through its website and you should not provide credit card information or other sensitive information through our website.  We may use a third-party vendor website for payments via credit card or similar services.  Vendors we use for such services use industry standard encryption methods to transmit the information in a secure way.   Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

5. Google Analytics and Third-Party Tools

GWF uses tools such as “Google Analytics” to collect information about use of this site. Google Analytics and similar tools collect information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. GWF uses the information we get from Google Analytics and similar sources only to improve this site. Google Analytics and similar programs collect only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. GWF does not combine the information collected through the use of Google Analytics or similar programs with personally identifiable information.

GWF may use website cookies to optimize its website user experience.  You have the ability in most web browsers to disable cookies, if you wish. GWF uses various types of marketing software to track clients, leads, and other information.

6. Restrictions

You are specifically restricted from all of the following, except as explicitly authorized otherwise in writing by GWF

  • publishing any Website material in any other media;
  • selling, sublicensing and/or otherwise commercializing any Website material;
  • publicly performing and/or showing any Website material;
  • using this Website in any way that is or may be damaging to this Website;
  • using this Website in any way that impacts user access to this Website;
  • using this Website contrary to applicable laws and regulations, or in any way may cause harm to the     Website, or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation     to this Website;
  • using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from being access by you and GWF may further restrict access by you to any areas of this Website, at any time, in its absolute discretion. Any user ID and password you may have for this Website are confidential and you are solely responsible for maintaining the confidentiality of such login credentials.

7. Your Content

In these Website Standard Terms and Conditions, Your Content shall mean any audio, video text, images or other material you choose to display on this Website. By displaying Your Content, you grant GWF a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be invading any third-party’s rights. GWF reserves the right to remove any of Your Content from this Website at any time without notice. This privacy notice discloses the privacy practices for this website. This privacy notice applies solely to information collected by this website. It will notify you of the following:

  1. What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.
  5. No warranties

This Website is provided as-is with all faults, and GWF expresses no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you as to any matter, including to make any financial decisions concerning your investments.

8. Limitation of liability

In no event shall GWF, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract.  GWF, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

9. Indemnification

You hereby indemnify to the fullest extent GWF from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

10. Severability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

11. Variation of Terms

GWF is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

12. Assignment

The GWF is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

13. Entire Agreement

These Terms constitute the entire agreement between GWF and you in relation to your use of this Website, and supersede all prior agreements and understandings.

14. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of Minnesota, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Minnesota for the resolution of any disputes