We recommend using a zero-based monthly budget. Print this budget sheet at the beginning of each month to outline where your money will go before it happens. Sticking to a budget takes work, but you don’t have to start from scratch.
Use this tool to stay on track with your savings, spending, and retirement goals. If a section in the budget sheet doesn’t apply to you, simply leave the cell blank.
In this 15-minute video class, you’ll learn 3 strategies that—when planned for now—can increase your retirement income by $100k+.
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