A push to shift more health-care costs onto consumers has fueled growth of high-deductible plans paired with Health Savings Accounts. A 55-year-old couple today can build a tax-free retirement stash worth more than $175,000 at age 70 by maxing out on HSA contributions and earning a 5 percent annualized rate of return. Skip Johnson was interviewed in regards to health insurance lemons.  Read the entire article below.