Planning for retirement used to be fairly predictable - Just ask your grandparents! But times are changing, and we are facing money problems today that didn’t exist decades ago. Financial professional Nick Foulks stopped by Fox 9 to share three of those key differences and offer tips to get ahead.

Then: Retirement Money was Guaranteed

Now: Create Your Own Savings Plan

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Then: Healthcare was Cheaper

Now: Plan for Healthcare in Retirement

Click here for a list of medical expenses covered by a Health Savings Account.

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Then: Budgeting was Standard

Now: Deal with Debt

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