The Way Modern Retirement Planning Should Be Done.

Meet with your financial advisor over video—at a time that works for you—and get access to the expertise of an entire advising team.

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A woman enjoying retirement.

The modern way to custom craft a retirement plan just for you.

A holistic approach to building your custom-crafted retirement plan.

Retirement planning is due for an overhaul. Most advisors ask you to gather all your financials and drive to their office to meet during limited hours.

That’s fine for them...but what about what works best for you? 

What if instead of driving to their office, the advisor came to you? By video. 

And what if they also dove into your retirement aspirations—to ensure that your plan matches the lifestyle and ambitions you want for your next chapter in life. 

And what if instead of being handed a copy-and-paste standard plan (that may or may not fit your actual life), you received a retirement plan that was custom-crafted just for you?

Budget sheet for the discovery meeting

We start with getting to know you — your story, and your future. What do you want to build in your life and retirement? We’ll explore your dreams, aspirations and more in order to understand you and your goals holistically, not just the value of your accounts.
Of course, we will also review all of your financial statements, create a risk tolerance profile, and discuss your investments. We will put it all together for you into one snapshot so you have a clear picture of your financial situation and how it aligns with your retirement goals.

A magnifying glass for the analysis portion of the Great Waters Financial process

During this meeting, we discuss our retirement philosophy and planning approach--the foundation for how we build our plans. We will create a holistic analysis of your portfolio and review your current financial plan step-by-step, including your plan’s projections. Often people have not experienced this type of analysis, and it’s not uncommon to find ways you can immediately improve your retirement outlook.

As we evaluate and discuss your retirement plan, you’re going to get a taste of what it’s like to work with us, which will help you determine if we are the right firm to help you reach your retirement goals.

Arrows pointing various directions

We walk through the plan we’ve custom crafted for you. Think of it as a blueprint for your new beginning. You’ll see your existing portfolio side-by-side with the plan we created. You’ll quickly see how our holistic retirement plan can make a difference. We’ll show you the adjustments we recommend and the effect it could have on your lifestyle.

Fine tuning the implementation of your retirement plan

In this meeting, we help you transition your accounts to Great Waters Financial. To make it as simple as possible, we prepare all of the necessary documents and complete required signatures.

Then we lay out our client implementation process and cover what our continued relationship looks like including strategy sessions, ongoing education, and client appreciation events.

How Our 4-Step Virtual Retirement Advising Process Works

Meet with your advisor in real-time over video online—instead of their office.


In order to build a strong foundation for your custom plan, our first meeting is anchored around discovering more about you and what you want for your next chapter. (And you get to know more about us, too.) We also learn more about what you may have in mind for your future: How do you see yourself spending your days in retirement? What do you want to do more of, less of?

Next: Analysis


In this second meeting, we integrate the information you provided us and create a year-by-year projection of your retirement assets. After analyzing your financial picture, we develop custom-crafted strategies for you, and discuss what your custom retirement plan could look like. The only decision you need to make at this point is: Do you want us to develop a complimentary custom retirement plan for you?

Next: Blueprint


It’s our goal that you’ll get up from this third session feeling more confident than ever before about your future. We place your existing portfolio side-by-side with the custom plan we designed for you so you can see the difference. We’ll also answer the questions you have about your plan, how we work together, and how our transparent fee structure works.

Next: Engagement


In this fourth meeting, we help you transition your accounts to Great Waters Financial by preparing all of the necessary documents and completing the required signatures. You’ll see what the client implementation process looks like and how our continued partnership with you supports you going forward.

Why meet with a financial advisor over video?

There are several reasons busy professionals like you are choosing to meet with one of our financial advisors virtually:

  • Saves you time. No need to fight traffic, find parking or spend time waiting for a time that your advisor is free.
  • Gives you flexibility. When you meet with your advisor virtually over video, you can meet at a time that works for you. This gives you easier access to answers when you need them.
  • Gives you access to a world-class team. Why limit yourself to choosing whomever is local? With Great Waters Financial you get a team of professionals who review your specific plan and provide you with more agile strategies and service.

Our clients trust us with more than

$1 Billion

A woman enjoying retirement.

Plus you’ll still get the one-on-one custom retirement planning we’re known for:

  • The best tax-advantaged strategies to increase your retirement income by reducing your taxes in retirement. 
  • The investment strategies and investment management that’s right for your situation.
  • The best ways to claim Social Security that maximize your Social Security retirement benefits.

Sign up to schedule your complimentary advising meeting today.

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